I've spent a lot of time recently thinking about what a Casey Freeland retirement is going to look like.
I think among my regular readers and commenters the financial spectrum is probably covered. Some of you are fairly set and close to or in your retirement years, and some of you are selling appliances to make rent and retirement is a word you have heard and you are aware that billionaires and movie stars do this thing.
I'm somewhere in the middle. I have a mysterious malady called a 401K, but I'd have to put my entire salary in it for the next twenty years to make it a viable retirement option.
In short, there is no plan, there is no reassurance, there is no date, no age and most certainly no golden f'in watch.
Maybe this should bother me more than it does.
All the investment firm commercials talk about retirement like it should be a done deal, as if we could make a phone call to them and somehow suddenly have a couple million at age 55 or so. I realize they are trying to sell me on their services, but it all seems so uncertain save for a very, very few.
If I started at 18, sure. I'm smart enough to understand the financial impact of compounding interest.
But I didn't. Most don't I think.
Most of us spend most of what we make.
Most of us don't plan.
Most of us are way too busy living life and learning as we go.
And usually by the time we have the wisdom to save a little, it's too late to save enough.
So, what does my retirement look like? Barring a best-seller or smashing Lotto ticket, it looks a lot like my life right now with more grey hair and back problems.
Which is pretty cool, come to think.
What are your plans?
Posted by Casey Freeland at 17:00